On Thursday, 1 December I received a letter from my letting agent, Walker Singleton, stating they would be terminating my tenancy because they had to sell the apartment on behalf of the mortgage company. I was shocked and alarmed at the idea of having to leave me home, so I phoned their office. Multiple times. They never answered.
I eventually managed to speak to them the next day, and said that if they had to sell the apartment, I would just buy it (at the asking price!), it would be cheaper for them, it would be cheaper for me, no one would have to move, everyone is a winner.
They said no, claiming they had to sell it with vacant possession, and if I wanted it I would have to move out, wait for it go on the market, then buy it and move back in.
I went away and discussed this with a few people, and it didn’t make sense to any of us. So on the Monday I rang them back and explained to them the situation in more detail, and that HSBC had said they would give me a mortgage, so this really was an easy win for the both of us.
They said no. I asked why repeatedly but they wouldn’t give me a straight answer, just saying they couldn’t do it. I then asked if I could speak to the owner of the property, or the mortgage provider. They said that wasn’t possible, but wouldn’t explain why.
So I went to the Land Registry and got the title register for the property and found that the lender was Mortgage Express. So I phoned Mortgage Express and they put me through to Possessions. Possessions said they hadn’t taken possession yet, so I would have to speak to Late Arrears. So I phoned their help desk back again and asked to be put through to Late Arrears.
They said they couldn’t discuss anything to do with the property other than to confirm that someone had a mortgage on it, but because I wasn’t the account holder I wasn’t allowed any further information.
I also tracked the guy down on LinkedIn
Hi Richard,
I’m a tenant of yours, currently living at an apartment you own – Crown Street Buildings in Leeds. I’m just looking for some more information about what is going on, as I’ve been served an eviction notice.
Best wishes,
Chris Worfolk
He never got back to me.
So now I’ve moved out and everyone seems to have come away with a loss. Bad times.
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This entry was posted on Friday, March 9th, 2012 at 6:54 pm and is filed under Life. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.